Loan Products
All products available ONLY in Washington State, except as noted.
Home Equity Loans
- Enables Washington State homeowners to convert equity in their home into cash, available as either one lump-sum payment, or as a “Line of Credit”
- Available in amounts as low as $25,000, as high as $500,000
- Up to 90% loan-to-value
- Among the most competitive rates and fees in the industry
- Available on primary and secondary residences in Washington State only
Home Improvement Loans
- Get funding for your home improvement project by accessing your home’s equity
- Available in amounts between $25,000 and $150,000
- Up to 90% loan-to-value
- Among the most cometitive rates and fees in the industry
- Available on primary and secondary residences in Washington State only
First-Time Homebuyer Loans
- Many lending programs exist specifically to help “First Time Homebuyers” afford a home
- Even if you have owned a home or property before, you may still qualify for “First Time Homebuyer” status
- We strongly suggest anyone who may qualify as a “First Time Homebuyer” research all their options, and we are happy to help in that process. Even if we aren’t able to close the loan, we can offer advice.
Land / Lot Loans
- Vacant land or semi-improved lots can be difficult to finance traditionally, we may be able to help
- Up to 80% loan-to-value
- Flexible terms and conditions
Aircraft Hangar / Garage Condo Loans
- Lending on storage spaces for vehicles is a specialized area of finance – we may be able to help
- Because of the unique situations involved in aircraft and vehicle storage buildings, terms will be dependent on many factors
- Available in Washington, Oregon, and California
DSCR Loans
- “Debt Service Coverage Ratio” loans are commercial loans, for real-estate investors
- Qualificaiton on the loan is achieved by ensuring the property has enough cash flow to cover the debt with additional cushion
- These loans can be closed in an LLC or similar separate entity
- Available in Washington, Oregon, and California