Orange Home

Specializing lending, outside the box thinking.

Flexible independent lender offering real estate loans at rates and fees among the lowest in the industry. Featuring:

  • Home Equity Loans
  • Home Improvement Loans
  • First-Time Homebuyer Loans
  • Land and Lot Loans
  • DSCR Multifamily and Commercial Investor Loans
  • Aircraft Hangar and Garage Condo Loans

Product Offerings


Available in Washington State

Home Equity Loans (HELOANS)
American Dream Home Equity Loan
  • Convert your home equity into cash, as a lump-sum payment
  • 4-20 year terms, $25,000-$500,000 loan limits
  • Some loans feature no prepayment penalties
  • Fixed interest rate, fixed monthly payment
  • Available in Washington State only
Home Improvement Loans
Cash for Home Improvements
  • Use your home equity to fund repairs or improvements
  • 2-20 year terms, $25,000-150,000 loan limits
  • Some loans feature no prepayment penalties
  • Fixed interest rate, fixed monthly payment
  • Available in Washington State only
First Time Homebuyer Programs
  • Many lending programs exist specifically to help “first-time homebuyers” afford a home
  • Even if you’ve owned a home or property before, you may qualify for “first-time homebuyer” status
  • These programs can offer very favorable terms and rates
  • Available in Washington State only
Land and Lot Loans
  • Available on vacant land or semi-improved lots
  • Up to 80% loan-to-value
  • Flexible terms and conditions
  • Some loans feature no prepayment penalties
  • Fixed interest rate, fixed monthly payment
  • Available in Washington State only
Aircraft Hangar and Garage Condo Loans
  • Specialized lending for aircraft and vehicle storage spaces
  • Available for construction or purchase
  • Terms dependent on details (such as land-lease conditions, deed restrictions, etc.)
  • Available in Washington State, Oregon and California
DSCR Multifamily and Commercial Investor Loans
  • “Debt Service Coverage Ratio” loans are commercial loans for real estate investors
  • Loan qualification is dependent on cash flow of the property
  • Loans can be closed with an LLC or similar entity
  • Available in Washington State, Oregon and California