Specializing lending, outside the box thinking.
Flexible independent lender offering real estate loans at rates and fees among the lowest in the industry. Featuring:
- Home Equity Loans
- Home Improvement Loans
- First-Time Homebuyer Loans
- Land and Lot Loans
- DSCR Multifamily and Commercial Investor Loans
- Aircraft Hangar and Garage Condo Loans
Product Offerings
Available in Washington State
Home Equity Loans (HELOANS)
- Convert your home equity into cash, as a lump-sum payment
- 4-20 year terms, $25,000-$500,000 loan limits
- Some loans feature no prepayment penalties
- Fixed interest rate, fixed monthly payment
- Available in Washington State only
Home Improvement Loans
- Use your home equity to fund repairs or improvements
- 2-20 year terms, $25,000-150,000 loan limits
- Some loans feature no prepayment penalties
- Fixed interest rate, fixed monthly payment
- Available in Washington State only
First Time Homebuyer Programs
- Many lending programs exist specifically to help “first-time homebuyers” afford a home
- Even if you’ve owned a home or property before, you may qualify for “first-time homebuyer” status
- These programs can offer very favorable terms and rates
- Available in Washington State only
Land and Lot Loans
- Available on vacant land or semi-improved lots
- Up to 80% loan-to-value
- Flexible terms and conditions
- Some loans feature no prepayment penalties
- Fixed interest rate, fixed monthly payment
- Available in Washington State only
Aircraft Hangar and Garage Condo Loans
- Specialized lending for aircraft and vehicle storage spaces
- Available for construction or purchase
- Terms dependent on details (such as land-lease conditions, deed restrictions, etc.)
- Available in Washington State, Oregon and California
DSCR Multifamily and Commercial Investor Loans
- “Debt Service Coverage Ratio” loans are commercial loans for real estate investors
- Loan qualification is dependent on cash flow of the property
- Loans can be closed with an LLC or similar entity
- Available in Washington State, Oregon and California